Axis Bank Secured Credit Card Benefits, Features

Axis Bank Secured Credit Card is issued against collateral in the form of a Term Deposit account with the Bank.

Apply Secured Credit Card Online

Key Benefits

* Lower Finance Charges (0.99% p.m.- 1.49% p.m.)*
* Income document requirement waived off
* Flexibility to set your own Credit Limit on the basis of the FD amount
* Term Deposit continues to earn interest.

*Conditions Apply

Variants

Axis Bank Secured Card is being made available to you in four variants:*

* Platinum Card
* Gold Plus Card
* Gold Card
* Silver Card

*For more information on the benefits and features of the above variants, kindly visit the respective web pages.

PlusPoints Rewards

* For Gold and Silver Secured card rewards points is same as the standard Gold/Silver Credit Cards.

* For Platinum Credit Card we have Accelerated Rewards Program

Enjoy an accelerated rewards program specially designed to reward your big spends and international transactions.

Earn 1 PlusPoint for every Rs. 100 spent on your card

Earn 2 PlusPoints for every Rs. 100 spent above Rs. 1,00,000 in a calendar year

Earn 2 PlusPoints for every Rs. 100 spent on International Spends

What's more, each PlusPoint is worth Re. 1

PlusPoints Rewards for Platinum, Gold/GoldPlus and Silver Secured Credit Cards.

Reward points can be redeemed against exciting Gifts, Merchandise, Gift Vouchers, or set off against Annual Fees on your credit card.

Secured Credit Card : Features

1. Photo Credit Card

2. Complimentary Comprehensive Insurance Benefits:
* Personal Accident Cover*: Rs. 3,00,000
* Lost Card Liability: Rs. 40,000
* Credit Shield: Rs. 25,000
* Purchase Protection: Rs. 25,000

3. Reward Points: 1 reward point for every Rs. 100 spent on the card.

4. Free Mobile Alerts

*Personal Accident Cover is valid only if the card has been used at a Merchant Establishment or at an ATM for cash withdrawal in the 90 days preceding the incident.