Axis Bank Gold Card Eligibility,Documentation and Charges

Gold Credit Card Eligibility

Age : For Primary Card - Minimum 18 years and maximum 70 year

Net Annual Income :For Silver Card - Rs 1,20,000

For Gold Card - Rs 1,80,000

Gold Credit Card Documentation

* PAN card photocopy or Form 60

* Income proof: Latest payslip or Form 16 or IT Return copy

* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.

In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card.


Gold Creidt card Charges :

Standard Joining Fee : Nil

Standard Annual Fee : Rs Nil

Standard Add-on Card Joining Fee : Rs Nil

Standard Add-on Card Annual Fee : Rs Nil

Finance Charges (Retail Purchases & Cash) : 2.95% per month (41.75% per annum)

Cash Withdrawl Fees : 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal

Card Replacement (lost or stolen or re-issue) : Rs 100

Emergency Card Replacement Fee when overseas (through VISA) :As per VISA Global Customer Assistance Services (GCAS).

Duplicate Statement Fee :Rs 50

Overdue Penalty or Late Payment Fee : 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)

Over Limit Penalty : 3% of the overlimit amount (Min. Rs 300)

Chargeslip Retrieval Fee or Copy Request Fee : Rs 200

Outstation Cheque Fee : Rs 100

Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds : Rs 300

Surcharge on purchase or cancellation of Railway Tickets : Rs 30 plus 2.5% of transaction amount

Petrol Transaction Charge : Waived (Min Rs 200 and Max Rs 2500)

Foreign Currency Transaction Fee : 3.50% of the transaction value

Mobile Alerts for Transactions : Waived

Hotlisting Charges :Nil

Balance Enquiry Charges : Waived