Thursday, December 18, 2008

Axis Bank Shriram Credit card Fees & Charges







Service Charges & Fees
Shriram Credit Card

Standard Joining Fee - 500 (incl of taxes)

Standard Annual Fee - Rs 300

Standard Add-on Card Joining Fee - NA

Standard Add-on Card Annual Fee - N

Finance Charges (Retail Purchases & Cash) - 2.95% Per month (41.75% per annum)

Cash Withdrawl Fees - 2.5% (Min Rs 150 for Domestic & Rs 250 for International cash transaction)

Card Replacement (lost or stolen or re-issue) - Rs 100

Emergency Card Replacement Fee when overseas (through VISA) - NA

Duplicate Statement Fee - Rs 50

Overdue Penalty or Late Payment Fee - 30% of Min. Amt. Due (Min. Rs 100, Max. Rs 3000)

Over Limit Penalty - 3% of the Overlimit Amount (Min Rs 300)

Chargeslip Retrieval Fee or Copy Request Fee - Rs 200

Outstation Cheque Fee - Rs 100

Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds - Rs 300

Surcharge on purchase or cancellation of Railway Tickets - NA

Petrol Transaction Charge - Waived at all HPCL Petrol Pumps. At other pumps 2.5% or Rs 10 whichever is higher

Foreign Currency Transaction Fee - NA

Mobile Alerts for Transactions - Waived

Hotlisting Charges - Nil

Balance Enquiry Charges - Waived

Shriram Credit Card : Verified By Visa

Verified By VisaWelcome to Axis Bank's Secure Internet Payment System

Verified By Visa(VBV) is an easy to use, secured online payment service from Axis Bank that lets you shop securely online with your existing Axis Bank Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.

Through a personal assurance message it also reassures you of the authenticity of the online store.