Aixs BankTrust Chemists Credit Card Eligibility & Documentation

Trust Chemists Credit Card Eligibility

Age For Primary Card - Minimum 18 years and maximum 70 year Net Annual Income Rs. 180,000/- per annum for salaried Rs. 150,000/- per annum for self employed

Trust Chemists Credit Card Documentation :

* PAN card photocopy or Form 60

* Income proof: Latest payslip or Form 16 or IT Return copy

* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.

* Photo ID proof: Pan Card or Driving license or Passport

In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card.

Service Charges & Fees

Trust Chemist Credit Card

Standard Joining Fee - Nil

Standard Annual Fee - Nil

Standard Add-on Card Joining Fee - Nil

Standard Add-on Card Annual Fee - Nil

Finance Charges (Retail Purchases & Cash) - 2.95% Per month (41.75% per annum)

Cash Withdrawl Fees - 2.5% (Min Rs 150 for Domestic & Rs 250 for International cash transaction)

Card Replacement (lost or stolen or re-issue) - Rs 100

Emergency Card Replacement Fee when overseas (through VISA) - As per VISA Global Customer Assistance Services (GCAS).

Duplicate Statement Fee - Rs 50

Overdue Penalty or Late Payment Fee - 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)

Over Limit Penalty - 3% of the Overlimit Amount (Min Rs 300)

Chargeslip Retrieval Fee or Copy Request Fee - Rs 200

Outstation Cheque Fee - Rs 100

Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds - Rs 300

Surcharge on purchase or cancellation of Railway Tickets - Rs 30 plus 2.5% of transaction amount

Petrol Transaction Charge - 2.5% or Rs 10 whichever is higher

Foreign Currency Transaction Fee - 2.5% or Rs 10 whichever is higher

Mobile Alerts for Transactions - Waived

Hotlisting Charges - Nil

Balance Enquiry Charges - Waived