Axis Bank Secured Credit Card Fees & Charges

Services Charges and Fees and Charges:

Charges :

Standard Joining Fee - Nil

Standard Annual Fee - Nil

Standard Add-on Card Joining Fee - Nil

Finance Charges (Retail Purchases & Cash) - 0.99 % p.m. (if FD rate <>= 9 %)

Cash Withdrawl Fees - 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal.

Card Replacement (lost or stolen or re-issue) - Rs 100

Emergency Card Replacement Fee when overseas (through VISA) - As per VISA Global Customer assistance Services, Currently $149

Duplicate Statement Fee - Rs 50

Overdue Penalty or Late Payment Fee - 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)

Over Limit Penalty - 3% of the overlimit amount (Min. Rs 300, Max Rs 500)

Chargeslip Retrieval Fee or Copy Request Fee - Rs 200

Outstation Cheque Fee - Rs 100

Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds - Rs 300

Surcharge on purchase or cancellation of Railway Tickets - Rs 30 plus 2.5% of transaction amount.

Petrol Transaction Charge - Rs 10 or 2.5% whichever is higher

Foreign Currency Transaction Fee - 3.50% of the transaction value

Mobile Alerts for Transactions - Waived

Hotlisting Charges - Nil

Verified By Visa

Verified By VisaWelcome to Axis Bank's Secure Internet Payment System

Verified By Visa(VBV) is an easy to use, secured online payment service from Axis Bank that lets you shop securely online with your existing Axis Bank Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.

Through a personal assurance message it also reassures you of the authenticity of the online store.