Axis Bank Gold Plus Card General Benefits

Axis Bank Gold Plus Credit Card genral Uses

Mobile Alerts

Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.

Global Acceptance

Axis Bank Gold Plus Credit Card helps you to be in control anywhere in the world. The Axis Bank Credit Card is accepted at over 23 million VISA accepting merchant establishments worldwide. This is in addition to over 2,50,000 VISA merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.

Please Note: As per the RBI guidelines, you can use your card in Nepal and Bhutan for transactions in Indian Rupees only.

Global Emergency Assistance

Axis Bank Gold Plus Credit Card enables you to access the VISA International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.

A fee is applicable for this service. Please call the Bank to get a copy of the VISA Global Assistance Service numbers abroad.

Interest Free period

*Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.

* Applicable only if there is no outstanding in the card account ie, previous bill has been settled in full by the payment due date. Not applicable to cash transactions.

Revolve Facility

Get Extended Credit Facility with Axis Bank Gold Plus Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.

The repayment options available to you is as below:

* Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months

* Pay the total amount due.

* Pay any amount ranging from the minimum amount due to the total amount due.


Balance Transfer

Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially. There are two exciting plans to choose from:

Balance Transfer Plan @ 0%

* 0% interest rate for 3 months*
* 2.95% interest after 3 months
* 2% processing fee or Rs. 199/- (whichever is higher)

The saving on Balance Transfer plan @ 0% is shown in the example given below:

Saving on Axis Bank Balance Transfer offer on Rs. 10,000 Amount in Rs. Normal interest @2.95% for 3 months on Rs. 10,000 885 Axis Bank Balance Transfer interest @ 0% for first 3 months on Rs. 10,000 0 Your Saving on Rs. 10,000 885

Balance Transfer Plan @ 0.75% 0.75% interest for 6 months* Zero processing fees 2.95% interest after 6 months The saving on Balance Transfer plan @ 0.75% is shown in the example given below: Saving on Axis Bank Balance Transfer offer on Rs. 10,000 Amount in Rs. Normal interest@2.95% for 6 months on Rs. 10,000 1770 Axis Bank Balance Transfer interest @ 0.75% for first 6 months on Rs. 10,000 450 Your Saving on Rs. 10,000 1320

How to Avail Mail Fill in the balance Transfer Form Attach self attested photocopy of other Bank's credit card statement (not more than 45 days old) Mail to: Results Marketing Services Company Unit: AXIS BANK "WEB" P. O. Box 9512, Antop Hill P.O., Mumbai - 400037 OR SMS SMS BT to 54646 (Our Customer Service Executive will call and help you with the process) * Terms & conditions apply

Cash Advance Facility

You can use your Axis Bank Gold Plus Credit Card to withdraw cash upto 10% of your credit limit from over 1 million VISA ATMs (Automated Teller Machines) around the world. In India, you can access cash around the-clock, 365 days a year from any of the 18,000 ATMs that display the VISA sign.

Dial A Draft

The Axis Bank Gold Plus Credit Card also provides you the Dial-a-Draft service that allows you to order a draft over the phone and pay for it in parts later. All you need to do is call the Bank and place your request. The draft will be delivered at your doorstep.

Please note: Dial-a-Draft facility entails a transaction charge as applicable. These also carry finance charges from the date of transaction until the date of settlement. Dial-a-Draft will be processed only against the available cash limit.

Auto Debit Facility

If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto
Debit:

* Debit Total Amount Due
* Debit Minimum Amount Due (5% of the outstanding amount)


EMI Facility

No matter how big your next Credit Card purchase, go right ahead. Just contact us and convert your transaction of Rs. 5000 or more into EMI.