Thursday, December 11, 2008

Axis Bank Gold Credit Card Exclusive Benefits








Gold Credit Card Sheer Surprises coming your way:

Axis Bank presents an exclusive credit card for exclusive people - Gold Credit Card. With it you can access special features and avail the best benefits.


PlusPoints Rewards

With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs 100 spent on international transactions.Make PlusPoints on your Axis Bank Gold Credit Card and redeem them for exciting rewards!

Axis Bank helps you make the most of every rupee you spend with your Axis Bank Gold (including Gold Plus) Credit Card. Redeem your PlusPoints for exciting lifestyle products, fine dining vouchers, gift vouchers and more.

You earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs. 100 spent on international transactions. You can start redeeming your PlusPoints once you have accumulated a minimum of 500 PlusPoints. PlusPoints makes your Axis Bank Gold Credit Card, the most rewarding card for you. So the more you spend, the more you earn. And the more you earn, the better the reward. So, go ahead, reward yourself with PlusPoints!

Select exclusive rewards either by choosing your preferred category or as per the PlusPoints (through the range selector) that you may have accumulated as indicated on the left.

To redeem your PlusPoints, call our Customer Care on 022-25261201 or 1860-425-8888 (MTNL & BSNL lines only).

eShop Card

eShop Card is a virtual credit card that allows you to shop online securely without divulging your credit card details.

Making your online shopping more secure

Worried about revealing your credit card details on the Internet? Axis Bank presents the eShop Card. A virtual credit card that allows you to shop online securely without divulging your credit card details. All you need is your Axis Bank Credit Card and an Internet connection!
How?

Just follow these simple steps to start secure online shopping. Register Register once with your Axis Bank Credit Card details. Accept the terms and conditions and add personal details to get your unique login and password. Generate Simply specify the amount you want to shop for with your eShop Card. It should be within the available limit on your Axis Bank Credit Card. eShop! Now you are all set to shop online.

Please login or register below before you start shopping.

Please Note:

* Customers with Axis Bank Platinum, Gold Plus, Gold, Silver Plus, Silver, Corporate (Platinum, Gold, Silver), Secured (Platinum, Gold, Silver) and Trust Chemists Credit Cards can create eShop Cards.

* The eShop Card can be used for online purchases only.

* Do not reveal your eShop Card details for any transactions over mail/phone.

* Never disclose your passwords to anyone, even to the Bank's staff. In case you get an email asking you to enter your personal security details or a Bank staff approaches you to disclose your password, please report to us. You can send an email to customer.services@axisbank.com

Comprehensive Insurance Cover

Axis Bank Gold Credit Card includes a package of insurance benefits to set you mind at ease. The table below enumerates the benefits provided on Axis Bank Gold Credit Card.

No. Cover Type All Gold Card (in Rs)
1. Personal Accident Cover 5,00,000
2. Air Accident Cover 20,00,000
3. Credit Shield 40,000
4. Lost Card Liability 1,00,000
5. Purchase protection 40,000
6. Travel Delayed Baggage 10,000
7. Travel - Lost Baggage 60,000
8. Travel - Loss of passport 25,000

Mobile Alerts

Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.

Global Acceptance

Axis Bank Gold Credit Card helps you to be in control anywhere in the world. The Axis Bank Gold Credit Card is accepted at over 23 million VISA accepting merchant establishments world-wide. This is in addition to over 2,50,000 VISA merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.

Please Note: As per the RBI guidelines, you can use your card in Nepal and Bhutan for transactions in Indian Rupees only.

Global Emergency Assistance

Axis Bank Credit Card enables you to access the VISA International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.

A fee is applicable for this service. Please call the Bank to get a copy of the VISA Global Assistance Service numbers abroad.

Global Emergency Assistance

Axis Bank Credit Card enables you to access the VISA International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.

A fee is applicable for this service. Please call the Bank to get a copy of the VISA Global Assistance Service numbers abroad.

Interest Free period*

Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.

*Applicable only if there is no outstanding in the card account ie, previous bill has been settled in full by the payment due date. Not applicable to cash transactions.

Revolve Facility

Get Extended Credit Facility with Axis Bank Gold Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.

The repayment options available to you is as below:

* Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months

* Pay the total amount due.

* Pay any amount ranging from the minimum amount due to the total amount due.

Balance Transfer

Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.

Cash Advance Facility

You can use your Axis Bank Gold Plus Credit Card to withdraw cash upto 10% of your credit limit from over 1 million VISA ATMs (Automated Teller Machines) around the world. In India, you can access cash around the-clock, 365 days a year from any of the 18,000 ATMs that display the VISA sign.

Dial A Draft

The Axis Bank Gold Credit Card also provides you the Dial-a-Draft service that allows you to order a draft over the phone and pay for it in parts later. All you need to do is call the Bank and place your request. The draft will be delivered at your doorstep.

Please note: Dial-a-Draft facility entails a transaction charge as applicable. These also carry finance charges from the date of transaction until the date of settlement. Dial-a-Draft will be processed only against the available cash limit.

Auto Debit Facility

If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:

* Debit Total Amount Due
* Debit Minimum Amount Due (5% of the outstanding amount)


EMI Facility

EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs

* Debit Total Amount Due
* Debit Minimum Amount Due (5% of the outstanding amount)

Gold Credit Card : EMI Facility

No matter how big your next Credit Card purchase, go right ahead. Just contact us and convert your transaction of Rs 5000 or more into EMI.

Here's how you benefit from PAY-BY-EMI

Pay in Parts: Now you don't need to pay back the entire amount upfront when you make big Credit Card purchases. Just enjoy the convenience of paying back in easy EMI.

Reduced interest rate: You enjoy a lower interest rate than the revolving interest rate you would normally pay on your Credit Card. Now convert your transaction into EMI at just Rs. 1.5% p.m.

PAY-BY-EMI options You have the option of converting your transaction of Rs. 5,000 or more into 6, 12 or 24 month EMI.

EMI per Rs. 1000 for each of these tenors is given below:
Tenor Option Monthly Installments Per Rs. 1,000
6 Months Rs. 175.53
12 Months Rs. 91.68
24 Months Rs. 49.92
Note: A one time Processing Fee of 1.5% or Rs. 150, whichever is higher will be charged to your Credit Card account.

Process of Conversion to EMI

* Make a purchase of a minimum of Rs. 5,000 on your Axis Bank Credit Card. Your Axis Bank Credit Card has to be minimum 3 months old.

* Convert your purchase to EMI through any of the following channels within 20 days of making the purchase.

* Call Axis Bank at 1860 425 8888
* SMS 'EMI' to 54646

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