Silver Credit Card : Eligibility
Age For Primary Card - Minimum 18 years and maximum 70 year
Net Annual Income For Silver Card - Rs 1,20,000
Silver Credit Card : Documentation
* PAN card photocopy or Form 60
* Income proof: Latest payslip or Form 16 or IT Return copy
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.
In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card.
Schedule of Charges:
Standard Joining Fee : Nil
Standard Annual Fee : Rs Nil
Standard Add-on Card Joining Fee : Rs Nil
Standard Add-on Card Annual Fee : Rs Nil
Finance Charges (Retail Purchases & Cash) : 2.95% per month (41.75% per annum)
Cash Withdrawl Fees : 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal
Card Replacement (lost or stolen or re-issue) : Rs 100
Emergency Card Replacement Fee when overseas (through VISA) :As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee :Rs 50
Overdue Penalty or Late Payment Fee : 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500)
Over Limit Penalty : 3% of the overlimit amount (Min. Rs 300)
Chargeslip Retrieval Fee or Copy Request Fee : Rs 200
Outstation Cheque Fee : Rs 100
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds : Rs 300
Surcharge on purchase or cancellation of Railway Tickets : Rs 30 plus 2.5% of transaction amount
Petrol Transaction Charge : Waived (Min Rs 200 and Max Rs 2500)
Foreign Currency Transaction Fee : 3.50% of the transaction value
Mobile Alerts for Transactions : Waived
Hotlisting Charges :Nil
Balance Enquiry Charges : Waived
