Axis Bank Shriram Credit card Fees & Charges

Service Charges & Fees Shriram Credit Card

Standard Joining Fee - 500 (incl of taxes)

Standard Annual Fee - Rs 300

Standard Add-on Card Joining Fee - NA

Standard Add-on Card Annual Fee - N

Finance Charges (Retail Purchases & Cash) - 2.95% Per month (41.75% per annum)

Cash Withdrawl Fees - 2.5% (Min Rs 150 for Domestic & Rs 250 for International cash transaction)

Card Replacement (lost or stolen or re-issue) - Rs 100

Emergency Card Replacement Fee when overseas (through VISA) - NA

Duplicate Statement Fee - Rs 50

Overdue Penalty or Late Payment Fee - 30% of Min. Amt. Due (Min. Rs 100, Max. Rs 3000)

Over Limit Penalty - 3% of the Overlimit Amount (Min Rs 300)

Chargeslip Retrieval Fee or Copy Request Fee - Rs 200

Outstation Cheque Fee - Rs 100

Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds - Rs 300

Surcharge on purchase or cancellation of Railway Tickets - NA

Petrol Transaction Charge - Waived at all HPCL Petrol Pumps. At other pumps 2.5% or Rs 10 whichever is higher

Foreign Currency Transaction Fee - NA

Mobile Alerts for Transactions - Waived

Hotlisting Charges - Nil

Balance Enquiry Charges - Waived

Shriram Credit Card : Verified By Visa

Verified By VisaWelcome to Axis Bank's Secure Internet Payment System

Verified By Visa(VBV) is an easy to use, secured online payment service from Axis Bank that lets you shop securely online with your existing Axis Bank Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.

Through a personal assurance message it also reassures you of the authenticity of the online store.

Axis Bank Shriram Credit Card Benefits

Shriram Credit Card :

To apply for a Shriram Axis Bank Co-Branded Credit Card, kindly contact your nearest Shriram Transport Finance Company Ltd (STFCL) Branch

The first credit card exclusively for transport operators

Shriram Axis Bank Credit Card is a co-branded credit card launched by Axis Bank in association with Shriram Transport Finance Company Ltd (STFCL). It is the first credit card to be issued to transport operators in the country.

The Shriram Axis Bank co-branded credit card is exclusively for the customers of STFCL having a good track record.

This co-branded credit card will be very useful to the transport operator in meeting his day-to-day working capital requirements and provide him safety and convenience of plastic money.

By using this co-branded credit card, the transport operator can withdraw cash from the ATM, buy fuel, tyres, oil, and batteries as well as make purchases at any VISA merchant outlet in the country.

Shriram Credit Card : Features

1. Photo Credit Card

2. Complimentary Comprehensive Insurance Benefits:

* Personal Accident Cover*: Rs. 3,00,000
* Lost Card Liability: Rs. 40,000
* Credit Shield: Rs. 25,000
* Purchase Protection: Rs. 25,000

3. Reward Points: 1 reward point for every Rs. 100 spent on the card.

4. Free Mobile Alerts

*Personal Accident Cover is valid only if the card has been used at a Merchant Establishment or at an ATM for cash withdrawal in the 90 days preceding the incident.