Axis Bank Corporate card Plus points & Rewards and Safety

PlusPoints Rewards

Welcome to Axis Bank PlusPoints Rewards Program.

PlusPoints is a rewards program for Axis Bank Credit Card members. It offers a set of

hand-picked rewards meant not just for you, but also for your entire family. From home

products, to lifestyle, to shopping vouchers and much more! PlusPoints makes your Axis Bank

Credit Card, the most rewarding card for you. With your Axis Bank Account Corporate Credit Card, you

earn one reward point for every Rs. Rs. 100 spent on domestic transactions and 2 PlusPoints

for every Rs. 100 spent on international transactions. This is applicable for individual

liability cards. So the more you spend, the more you earn! And the more you earn, the better

the reward! So go ahead, reward yourself with PlusPoints!

View the Gold and Silver Credit Card PlusPoints Rewards.

* Gold Credit Card Rewards Catalogue
* Silver Credit Card Rewards Catalogue

Please call our Customer Care on 022-25261201 or 1860-425-8888 (MTNL & BSNL lines only) to redeem your reward points.

Corporate Credit Card Safety

Protect yourself from credit card fraud by following these simple rules:

* As soon as you receive your new credit card, sign on the signature panel.

* Keep a copy of your credit card details in a safe place.

* Do not disclose your PIN to anybody.

* Do not write your PIN on the credit card.

* Destroy your old credit card by cutting it through the magnetic stripe.

* Keep a track of your statement mailing schedule and notify Bank upon non receipt.

* Report loss of your card to the Bank immediately.

* Do not hand over your card to anyone other than the merchant when making a payment.

* Ensure that the merchant does not swipe your card on any device other than the cash register or processing terminal.

* Do not sign an incomplete charge slip.

* Collect your card immediately after the transaction is complete.

* Don't ask for assistance from strangers at ATMs.

* Maintain strict confidentiality. Do not disclose your credit card number and PIN while responding to any mail.

* Protect your card from direct sunlight or magnetic fields.

Verified By Visa :

Verified By Visa Welcome to Axis Bank's Secure Internet Payment System

Verified By Visa(VBV) is an easy to use, secured online payment service from Axis Bank that lets you shop securely online with your existing Axis Bank Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.

Through a personal assurance message it also reassures you of the authenticity of the online store.

Axis Bank Corporate Credit Card Documentation schedule of Charges

Corporate Credit Card Documentation

Documents that need to be submitted for Corporate Liability :

* For Credit Appraisal

* MOA/AOA
* Audited annual Reports and Profit & Loss Statement for last two years
* Corporate Pan card
* Post Credit Appraisal
* Agreement
*Board Resolution
* Corporate Application Form
* KYC of Individual Employees (PAN Card, Photo ID proof and address proof)

Documents that need to be submitted for Individual Liability

* PAN/Form 60
* Income Proof- salary pay slip (latest 2 months)/Form 16/ ITR (P.Y)/Salary Certificate/Offer Letter/ Appointment letter.
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.

Charges	Corporate
	Corporate Liability	Individual Liability
Standard Joining Fee	As agreed with company	As agreed with company
Standard Annual Fee	As agreed with company	As agreed with company
Standard Add-on Card Joining Fee	NA	Nil
Standard Add-on Card Annual Fee	NA	Nil
Finance Charges (Retail Purchases & Cash)	NA	2.95% Per month (41.75% per annum)
Cash Withdrawl Fees	2.5% (Min Rs 150 for Domestic & Rs 250 for International cash transaction)	2.5% (Min Rs 150 for Domestic & Rs 250 for International cash transaction)
Card Replacement (lost or stolen or re-issue)	Nil	Nil
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services(GCAS). Currently US $0	As per VISA Global Customer Assistance Services(GCAS). Currently US $0
Duplicate Statement Fee	Rs 50	Rs 50
Overdue Penalty or Late Payment Fee	3% of the overlimit amount (Min. Rs 250)	1.5% of total amount due (Min. Rs 250)
Over Limit Penalty	3% of the Overlimit Amount (Min Rs 300)	3% of the Overlimit Amount (Min Rs 300)
Chargeslip Retrieval Fee or Copy Request Fee	Rs 200	Rs 200
Outstation Cheque Fee	Rs 100	Rs 100
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	Rs 30 plus 1.8% of transaction amount	Rs 30 plus 1.8% of transaction amount
Petrol Transaction Charge	Waived (For a minimum transaction of Rs 200 and a maximum of Rs 2500)	Waived (For a minimum transaction of Rs 200 and a maximum of Rs 2500)
Foreign Currency Transaction Fee	3.5% of the transaction value	3.5% of the transaction value
Mobile Alerts for Transactions	Waived	Waived
Hotlisting Charges	Nil	Nil
Balance Enquiry Charges	Waived	Waived

Axis Bank Corporate Credit Card Benefits

Corporate Credit Card:

Apply Axis Bank Corporate Credit Card Online

An Expense Management Solution

Axis Bank's Corporate Card offers the best travel and expense management solution to corporates with global acceptance and customized solutions powered by VISA. Axis Bank Corporate Card comes with two liability options: 1. Corporate Liability: Corporate Liability Corporate Cards are an effective way of managing travel policies and negotiating preferential terms with key suppliers. These cards are issued after credit assessment of the corporate; who in turn defines the limit on individual cards. The corporate bears the liability for the entire outstanding amount on the cards. The payment is made directly to the Bank once a month instead of multiple payments to individual employees/suppliers. Exposure risk of the Corporate is mitigated by the fact that the card is a charge card wherein the full payment is to be made at the end of each month with no revolve allowed on the outstanding. 2. Individual Liability: Individual Liability Cards based on the same lines as the personal Credit Cards are an effective way for the employees to keep their personal and official expenses separate while at the same time simplifying the reimbursement process. Individual employees are assessed for assignment of credit limit on each card and are solely liable for the payment of spends done on the card.

Benefits for Corporate

Streamlining Payments

Your company will be able to track travel and entertainment expenses and assign individual employee spending limits to enable you to manage and control your business travel-related expenses more efficiently.

Keeping track of costs

Visa Information Source (VIS) - our reporting solution provides consolidated management data and easy on line access to your transactions. Data can also be fed into your accounting system, providing the most current and accurate information for analyzing corporate travel and entertainment expenditures.

Get a better deal

You'll have access to detailed transaction level information, which can be used to negotiate discounts with vendors and manage employee compliance with corporate travel policies backed with vendor level organizational spend MIS.

4th Line Embossing

You can customize your card by getting your Company?s name embossed on the front face of the card in the form of fourth line embossing. This will provide association and recognition to your employees.

Savings through Online Bookings

Your organization can get significant savings on Airlines and Hotel booking by buying tickets or booking hotels online.

Benefits for the Cardholder

Petrol Surcharge Waiver:
You get a fuel surcharge waiver across all petrol stations in India. The waiver is valid for a minimum transaction amount of Rs 200 and a maximum of Rs 2,500.

Rewards Points:
Earn tremendous reward points, which can be redeemed with exciting offers and gift vouchers.

Protection through insurance:
Enjoy the free security of various insurance schemes for air travel, lost baggage, purchase protection and many others.

Travel Benefits:
For an additional joining fee of Rs 1000 and an annual fee of Rs 500 , the corporate/individual can avail of the following benefits:

Flight Vouchers
Get a return flight voucher on your card. The voucher can be used to indicate three choices of destinations from a list 29 destinations within India. You can also avail the facility to purchase additional air tickets for a companion at a substantially discounted rate of Rs 5,000 for return flight. Offer valid on add on cards also.

IBTC Membership
Enjoy a guaranteed 50% discount at over 1,500 hotels worldwide that includes 120 hotels in India plus a 20%discount on Hertz Car rentals.

For more details, please visit www.ibtcsilver.com

VIS (Visa information source):

A unique Online MIS

* Immediate and efficient expense reporting system claim settlement methods and reporting procedures.

* Detailed Reports to better control and reduce procurement expenses.

* More than 100 schedules and interactive reports.

* Spending analysis by time department, cost center and supplier analysis.

* Flexible data extracts capabilities.

* Ability to restrict access at all user levels.